The Rich Story Behind the 1981 Quarter Value Explored

The 1981 Washington quarter is a symbol of American history, art, and numismatic experience. This coin is a part of the long-running Washington Quarter series that is attractive for many collectors thanks to its history, errors and mintmark varieties. Today we are going to explore every detail about the 1981 quarter value, from its design and history to its errors and prices.

If you want to know about the value of 1981 quarter, its types, e.g., the rare 1981 S proof quarter value and the worth of a no mint mark coin, and how to identify the coins, this article will give you everything you need to know.

But let us first explore its physical characteristics and numismatic details:

How It Started

The Washington Quarter series debuted in 1932 in honor of the 200th birthday of George Washington. It was initially intended as a one-year design but the public’s admiration for the coin led to its continuous production for 66 years. The 1981 Washington Quarter, minted near the end of this era, reflects the evolution of American coinage during a time of historical and economic change.

By 1981, a few years after 1964 Kennedy half dollars were minted, they were no longer made of silver, a shift that occurred in 1965 due to rising silver prices. The new copper-nickel composition ensured affordability while maintaining the durability needed for circulation. Over 1.18 billion quarters were minted in 1981 across three facilities—Philadelphia, Denver, and San Francisco— it was one of the highest production years in the series.

The Design and Composition

Obverse 

The obverse features the bust of George Washington, designed by John Flanagan. Washington's profile faces right as a symbol of his important role in American history. Above his head, the word “LIBERTY” is prominently displayed, while the national motto, “IN GOD WE TRUST,” appears to the left. Below his portrait, the year “1981” is inscribed. The presence of a mint mark behind Washington's neck indicates the coin’s origin.

Reverse Design

The reverse depicts an American bald eagle, wings spread, clutching arrows and olive branches. This imagery represents the nation’s readiness for defense while aspiring for peace. Above the eagle, the Latin phrase “E PLURIBUS UNUM” underscores the unity of the states. Surrounding the eagle are inscriptions of the issuing country, “UNITED STATES OF AMERICA,” and the denomination, “QUARTER DOLLAR.”

Composition

The coin is made of a copper-nickel clad alloy, with a core of pure copper between outer layers containing 75% copper and 25% nickel. This composition was introduced in 1965.

What Is the Value of a 1981 Quarter?

Disclaimer: These quarter 1981 value sums are approximate and subject to fluctuation based on market demand and coin grading.

Mint Marks and Errors

1981 P Quarter Value and Characteristics

It was minted in Philadelphia, and is notable for being one of the first Washington Quarters to feature the “P” mint mark. Prior to 1980, quarters minted in Philadelphia bore no mint mark, but this changed with new regulations requiring clear identification of all mints.

Over 600 million coins were struck in Philadelphia in 1981. So, it was a common variation in circulation.

Coins from this mint often exhibit strong strikes with minimal design errors, although examples with heavy wear are typical due to widespread circulation.

What is the 1981 quarter value P? While circulated coins generally hold face value, uncirculated examples in Mint State can reach values of $8 or higher.

Errors like filled mint marks and double die obverse/reverse are rare but add their value. For instance, a 1981 P quarter error value with doubling on the inscriptions or numbers can reach $50 to $300.

1981 D Quarter Value and Characteristics

It comes from the Denver Mint, which produced over 575 million coins that year. While these quarters share similar design and composition with their Philadelphia counterparts, Denver coins are distinguishable by the “D” mint mark located behind Washington’s neck.

Some coins exhibit a partially filled “D” mint mark, caused by debris or grease clogging the die. These are referred to as 1981 filled D quarter value coins and are at $10–$30 in circulated condition, with higher premiums for uncirculated pieces.

A 1981 D quarter error value with doubling, particularly on “LIBERTY” or “IN GOD WE TRUST,” can fetch $50–$500 depending on the prominence of the error.

Denver-minted quarters with off-center strikes are collectible errors, valued at $20 to $100 based on the extent of the misalignment.

In standard circulated condition, a 1981 quarter value D hovers around face value, but pristine Mint State examples can cost $7.50 or more.

1981 S Quarter Value and Characteristics

Proof coins from the San Francisco Mint were struck with precision for collectors rather than circulation. These coins are easily identifiable by their high-quality finish and the “S” mint mark. In 1981, two distinct types of “S” mint marks were produced:

• Type 1 (Filled S):

This version features a smaller and partially filled “S” mint mark, a result of die wear or improper preparation.

Values range from $3 to $15 for coins in Proof 65 or higher condition. While not exceedingly rare, they are sought after by collectors completing a full set of 1981 Washington Quarters.

• Type 2 (Clear S):

The Type 2 mint mark is larger and distinctly more readable than its Type 1 counterpart. 

Type 2 proof coins are significantly more valuable, fetching between $75 and $2,000 depending on the grade, with higher premiums for perfect Proof 70 examples.

Proof coins in general, with their mirror-like fields and sharp details, remain a collector's favorite. 

1981 Quarter Value Error List

Error coins show the unpredictability of the minting process. The list includes several standout variations:

1. Off-Center Strikes

Occurs when the coin blank (planchet) is not properly aligned with the dies during striking. A portion of the design is missing, replaced by blank space. The degree of misalignment can range from 5% to 70%. Coins with extreme off-center strikes (50% or more) are especially desirable, valued at $50–$150. Lesser degrees of misalignment may still fetch $20–$50.

2. Double Die Errors

A die strikes the same planchet multiple times due to misalignment or movement, resulting in doubled images or inscriptions. Doubling is often visible on letters, numbers, or even the mint mark. Strong doubling significantly enhances a coin’s value, with collectors willing to pay $100–$500 or more for some examples.

3. Filled Mint Marks

Debris, grease, or damage to the die results in a partially or fully obscured mint mark. Coins like the 1981 filled D quarter are not exceedingly rare but are collectible for their uniqueness. These coins generally range from $10 to $30 depending on condition.

4. Wrong Planchet Strikes

A coin is struck on a planchet intended for another denomination, e.g., a one-cent blank. A smaller-sized planchet leads to incomplete designs and a striking visual anomaly. Extremely rare, these coins are valued around $800 to $1,000.

5. Flip-Over Double-Strike Errors

The planchet flips over between strikes, resulting in a mirrored imprint on one side. Features two overlapping designs. These coins are highly collectible, often selling for $500–$1,200 depending on the error's prominence.

Additional Notable Varieties: 1981 Canadian Quarter Value

The Canadian quarter from 1981 (do NOT confuse it with the Washington series!) also holds appeal for collectors, though it differs from its American counterpart. Featuring Queen Elizabeth II on the obverse and a caribou on the reverse, the coin is made entirely of nickel.

In circulated condition, these coins are worth $0.50–$1.00. Uncirculated examples, especially in Mint State, can have values of $5–$15.

By the way! For collectors aiming to identify rare errors like the 1972 silver dollar and varieties, apps like Coin ID Scanner provide necessary assistance. These tools help identify your coins and estimate the value of them just in a few clicks.

The 1981 Quarter Value Today Based on Auction Data

FAQs

How can I identify a Type 1 or Type 2 1981-S Proof Quarter?

To distinguish between the two types of 1981-S Proof Quarters, pay attention to the mint mark:

Type 1: This version has a smaller “S” mint mark that appears filled-in or blurry. The lack of clear definition is due to die wear or poor preparation during minting. These coins are less valuable and more common among collectors.

Type 2: The Type 2 mint mark is larger, sharper, and distinctly clear. Its quality makes it rarer and significantly more valuable, especially in higher grades. If you are unsure about identifying the mint mark, use a magnifying glass or professional grading services.

What is the 1981 US quarter value?

The majority of them (especially the 1981 quarter value no mint mark) are worth only their face value of $0.25 because they are abundant and show wear and tear from daily use. However, uncirculated coins or those in mint state conditions can fetch higher prices:

• 1981-P and 1981-D Quarters: In uncirculated condition (Mint State), these coins can range from $1.50 to $8.

• Proof Coins (1981-S): These coins, especially in Type 2 condition, can sell for $75 to over $2,000 based on their grade.

• Error Coins: Coins with significant errors, such as double-die strikes or off-center designs, are especially valuable, sometimes reaching prices upwards of $500 to $7,000.

How can I determine the value 1981 quarter?

To determine the value of your coin, follow these steps:

1. Look for the mint mark behind Washington's neck to identify the minting facility (P, D, or S).

2. Assess physical condition. Coins in good condition with minimal wear and original mint luster are more valuable.

3. Check for minting errors such as double-die obverse, off-center strikes, or wrong planchet strikes, as this 1981 quarter error value can be increased.

4. Consider having your coin professionally graded by services like PCGS (Professional Coin Grading Service) or NGC (Numismatic Guaranty Corporation). Grading assigns a standardized value to your coin based on its condition and rarity.

5. Look up recent auction results for similar coins to get an idea of current market value.

Where can I sell my 1981 Washington Quarter?

You can sell your coin through various channels, including:

1. Online Auctions: Platforms like eBay, Heritage Auctions, and Great Collections.

2. Local Coin Dealers: Coin shops offer quick appraisals and may buy your coin on the spot. However, compare prices to ensure a fair deal.

3. Numismatic Events and Shows: Attending coin shows connects you with collectors and dealers actively seeking coins like yours.

4. Specialized Websites: Use sites like Coin Appraisal platforms or Collector Communities to get accurate evaluations and access potential buyers.

5. Social Media Groups: Facebook groups and other forums dedicated to numismatics can also be a good place to sell rare coins directly to collectors.

Are 1981 Canadian quarters related to Washington quarters?

No, Canadian quarters from 1981 are entirely different from Washington quarters. They feature:

• Obverse: A portrait of Queen Elizabeth II.

• Reverse: A caribou, which is the traditional design for Canadian quarters.

While unrelated, Canadian quarters are also collectible, particularly in uncirculated conditions. Their value ranges from $0.50 to $15. These coins are made of nickel and differ in design, composition, and purpose from their American ones.

Sources:

1. https://www.vipartfair.org/1981-quarter

2. https://www.boldpreciousmetals.com/blogs/1981-quarter-value